My brother called me a few weeks ago and told me that he wanted to talk to me about something.  I asked him what it was, and he told me that he thought that he was paying quite a bit for his breakdown cover in his insurance, and he wondered what I was paying.  I told him, and he told me that his plan was costing him so much more, and he couldn’t understand it.  I told him that he should go talk to his insurance agent to try and see how it ended up like that.  He told me that he would go right away.