if you are trying to cut cost on all your credit card needs and are looking for a 0 interest credit card then there are a few caveats that need to be examined. A lot of credit card companies use false advertising to get people into signing up for their credit card deals. Remember to read the small print on any credit card application as it is very likely that the interest rate that you receive initially will not be the interest rate that you will have six months down the road. Check the Internet for the best deals on credit cards.