Now that I have bad credit, I am so angry at myself for being so careless with my finances when I was younger.  Now that I am in a position to be responsible for my children, I often find I do not have the means to do so.  For example, I recently had a car accident and have been without a car.  I desperately need to see if there are companies that give bad credit loans to people who are in situations like mine.  I’m sure there are some companies out there so later today I am going to search online to see if I can find a website.