Where can you get a No Fax Payday Loan? Lenders who offer this option are strictly online lenders. Obviously, if you walked into a physical establishment you wouldn’t need to send documentation by fax – you would just hand it over. However, the term no fax payday loan can be misleading. Most consumers believe that this means you don’t need to submit documentation at all. This is not true. Some lenders still require documentation. However, instead of faxing it in, they ask you to send it through email or upload it directly to their website during the application period after you scan it.